Affordable Housing
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ICRA in its recent study shows that Uttar Pradesh and Andhra Pradesh have built the maximum number of housing units under the PMAY scheme that is a flagship program launched by the Narendra Modi-led Union Government in its first tenure to offer housing for all by 2022. Following these states are Madhya Pradesh and West Bengal as they also completed the highest number dwelling units under the Pradhan Mantri Aawas Yojna, the study said.

Both, UP and Andhra Pradesh achieved completion under PMAY-Urban and the other two states built housing units under PMAY-Gramin.

Mahi Aggarwal, Assistant Vice-President said that this achievement by the states not only showcases their active participations in formulating the PPP [Public-Private-Partnership] but it also proves their determination to implement policies.

Aggarwal, also the Associate head, further said that all this primarily include the provision of single-window clearance for quick layout approvals and also for verifying applications in the least possible time. Similarly, under PMAY-G, the State Governments emphasize on quick beneficiary selection, timely disbursement of funds to the beneficiary, assuring of sufficient manpower and material for construction.

Approximately 81 lakh housing units are approved under PMAY-U and nearly 1 crore units are sanctioned under PMAY-G. However, the construction work, especially under the urban scheme is moving at a slow pace, the study shows.

Both, Andhra Pradesh and Uttar Pradesh have completed 3,13,042 and 3,06,535 respectively, whereas Madhya Pradesh and West Bengal completed construction of 13,09,377and 13,05,324 under PMAY-G.

Following the line of completion under PMAY Urban are Jharkhand, Rajasthan and Telangana. Jharkhand completed construction of 78,578 dwelling units, Rajasthan built 64,223 units and Telangana completed the construction of 58,994 houses.

Under the PMAY Gramin, Andhra Pradesh, Karnataka and Gujarat built 45,193, 76,002 and 1,73,880 housing units respectively.